College loans are one of the fastest growing areas of debt with the average senior graduating with about $20,000 in school loan Your objective: Graduate from college (or help your children to graduate) with as little school debt as possible and pay it off as quickly as possible. Here are ways to help you limit […]

          Home equity loans are simply additional mortgages. They use the equity in your home as the collateral to secure a loan. There are two main ways to tap into your home equity: through a home equity loan (second mortgage) or a home equity line of credit. Home equity loans are attractive because lenders often charge […]

          In theory, consolidating a number of higher-interest loans into one lower-interest loan makes sense. Consolidated loans typically offer lower monthly payments, and making just one payment is simpler. If you have outstanding credit card balances, student loans, auto payments and mortgages, you may be a candidate for loan consolidation. You have many options from which […]