Search Results for: loans

School Loans

          College loans are one of the fastest growing areas of debt with the average senior graduating with about $20,000 in school loan Your objective: Graduate from college (or help your children to graduate) with as little school debt as possible and pay it off as quickly as possible. Here are ways to help you limit […]

Home Equity Loans

          Home equity loans are simply additional mortgages. They use the equity in your home as the collateral to secure a loan. There are two main ways to tap into your home equity: through a home equity loan (second mortgage) or a home equity line of credit. Home equity loans are attractive because lenders often charge […]

Consolidating Your Loans

          In theory, consolidating a number of higher-interest loans into one lower-interest loan makes sense. Consolidated loans typically offer lower monthly payments, and making just one payment is simpler. If you have outstanding credit card balances, student loans, auto payments and mortgages, you may be a candidate for loan consolidation. You have many options from which […]

Bill and Tersesa Wade

Bill and Teresa

In 2002, we were invited to participate in a small group Bible study on finances. Finances had never been a challenge for us, even though we didn’t […]

Student Loan Assistance

Studies show that 70% of college studentsare paying off student loans. The average amount of student debt is $37,000. Now …read more