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Latin America Update

Is there any believer anywhere who shouldn’t learn God’s way of handling money?

In 1999, when Dave Rae joined us as our Chief Operating Officer, he had asked me to describe our long-term vision.  I responded, “Within ten years to have 12 million people enroll in what is now the Navigating Your Finances God’s Way small group study. Our goal would be for them to experience significant improvement in their finances and grow much closer to Christ.”

Dave nodded his head and quietly said, “I think we can do that with the talented people on our team. But is there any believer anywhere who shouldn’t learn God’s way of handling money? Why don’t we try to reach the world? I realize that no matter how capable our team, only the Lord can accomplish something this large.”

I spent three days last week in Continue reading Latin America Update

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Starting A Business

Dear Friends,

A couple of things to share with you today: An update on my wife’s fight with cancer and the first in a series of insights that will help those starting a business.

First, we met with Bev’s radiologist to try to solve the debilitating side effects she was experiencing from the radiation treatments for her bone cancer. Thankfully, the doctor recommended suspending the treatments.

Here’s what we are praying for her: that the hormonal treatments would put the estrogen dominate cancer in remission. Bev continues to be overwhelmed with the kind prayers for her full recovery. We know that the Lord, “Will never leave us nor forsake us” (Hebrews 13:5).  And we have total confidence that He is able to bring her back to full health.

The Compass Business God’s Way small group study is close to completion. In each of the six chapters, we have a brief section for those who are or who want to start a business. Here’s the start-up section from Chapter 1:

What do you have in common with Sam Walton, Steve Jobs, and Bill Gates? Plenty, if you’re starting a new business. Your business may not grow to the size of a Walmart, Apple, or Microsoft, but every business is begun by an entrepreneur who has a vision. The French word entreprendre is the root word for entrepreneur and it means “one who takes a risk.” Let’s face it; it’s risky and takes courage to start a business from scratch. A friend is fond of saying, “I learned a lot about business through trial and terror!”

Every new business also starts small; many on a dining room table or in a garage. I’ve been involved in two business and two ministry start-ups and it’s Continue reading Starting A Business

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Dear Friends,

I just finished leading my 61st small group financial study. I am always the one that benefits the most from these groups, and this one was very special.

It was a pilot group for the Compass Business God’s Way small group study, and the makeup of the group was unique: Dads who owned the business and sons who worked in the business and were being groomed as successors. They had a lot in common with one another and the discussions were robust and very transparent. You got the sense they knew the group was a safe place to share what was really going on in their lives—the good, the bad and the ugly.

Business God’s Way is an 8-week study and in the last chapter one of the items we address is when you are going through a crisis, how to you handle it God’s way. It was so interesting to see a common thread. Everyone of the dad’s had experienced success in Continue reading Betrayal

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New Studies are Here!

This is the week our team has been patiently anticipating for many months! On June 10th we will have two new small group studies- Navigating Your Finances God’s Way and Money and Marriage God’s Way available on our website. Howard and our team have spent the past year working on and developing these life-changing studies. Here is a preview of what you can expect:


$35 for a single set and $45 for a couples set

This nine week small group study teaches individuals God’s perspective of managing money and possessions. It will provide the practical applications of handling finances, and really gets to the heart of the matter.

Topics include:

  • God’s Part & Our Part
  • Debt, Honesty & Counsel
  • Generosity
  • Work
  • Saving & Investing
  • Crisis & Perspective
  • Eternity

Features of study:

Practical budgeting tools can be accessed in the workbook as well as electronically and on-line.

  • Budgeting options:
    • Traditional hardcopy
    • Electronic spreadsheets
    • Money Lounge – an online budgeting tool which utilizes and Smartphone applications
  • Downloadable audio notes
  • Online financial calculators and dictionary
  • Online facilitator training and tools

A free copy of Howard Dayton’s book, Your Money Counts is included with the study.


$25 for a single set and $35 for a couples set

Financial stress can devastate a marriage. But there is a better way — God’s way! This six week small group study will show you how to discover God’s approach to managing your finances and strengthening your marital relationship.

Topics include:

  • Building a healthy marriage
  • Giving, saving, debt and investment decisions
  • Resolving conflicts
  • Setting goals
  • Dealing with crisis
  • Improving communication in your marriage

Whether you’re engaged, newly married, or empty-nesters you can benefit from this study. A free copy of Howard Dayton’s book, Your Money Counts is included with the study

We look forward to how the Lord will use the studies to impact people’s lives and draw them closer to Him! These studies can also be ordered by phone by calling 407-331-6000.

God Bless, Kyle


Kyle Hasbrouck is the Vice President of Compass – finances God’s way. For more information about Kyle, please click HERE

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New Studies and Update

Hey friends!

I’m saddened to say that Dr. Dick Wynn passed away, and his memorial service for the Orlando area is scheduled for this coming Saturday at 1 pm at Northland Church. At the service I’ll have the opportunity to share the amazing impact that this servant of God had on teaching people God’s way of handling money around the globe. The Lord used him to reach literally millions of people from South America, Asia, Africa, and Europe. Please pray for the Lord’s tenderness at this time for his equally amazing wife, Janet.

I’ve finished recording the notes for the Navigating Your Finances-God’s Way small group studies and I am almost finished recording the Money and Marriage God’s Way study notes as well. As soon as the recordings are edited, they’ll be available on the web site. The reasons we wanted to make the notes available to listen to are because so many people prefer to learn by listening rather than reading, and it’s a terrific way to reinforce what you’ve already read. (Stay tuned to our website and Facebook page for more information on each of these studies coming very soon.)

Bev and I recently moved to a home that’s only three miles from our son, Matt, and his wife, Michelle . . . . and did I mention from our first grandchild, Taliyah! Thankful we can be close to family and available as babysitters at a moment’s notice.

This week, Lord willing, I’ll be finishing up the editing of the Catholic Edition of the Navigating study, that Jon and Evelyn have been working on so hard.

God bless you!

Warmly in Christ,


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Springing Forth

The verse that the Lord impressed on my heart when He led me to start Compass—finances God’s way is coming true.

Isaiah 43:18-19 says,

“Do not call to mind the former things, or ponder the things of the past. Behold, I [the Lord] will do something new, now it will spring forth. Will you not be aware of it? I will even make a roadway in the wilderness, rivers in the desert.”

A lot of things have been “springing forth” in the first quarter of 2011.

  • From Florida to California the Lord has continued to bring us godly and capable people to serve full-time with us in the USA field.
  • The Money and Marriage and Navigating Your Finances God’s Way small group studies are at the printers.
  • Compass India, a member of the Compass Global Alliance, just rolled out the Navigating small group study in English and the Tamil and Hindi translations are not far behind.
  • Crown decided that their ½ hour radio program was no longer part of their calling, so after prayer and seeking advice of key people in Christian radio, we launched MoneyWise on March 14th. God was good to bring my co-host, Steve Moore, back to serve as executive producer of the call-in program. We’ve had a blast getting it off the ground, and it is already carried by 315 stations and outlets. The Hey Howard one minute program is now carried by 1,096 stations and outlets.

I have a lot more to share with you, but I’ll save that for next week.

Deeply grateful for your prayers! Check out