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Steve Moore

Five weeks ago, to the day, I received a hasty email. Steve Moore, my close friend and co-host of the Compass half-hour call-in radio program, MoneyWise, was going in for unexpected heart by-pass surgery.

If anyone was not a candidate, for what turned out to be quintuple by-pass, it was Steve Moore. Steve often rides his bicycle more than 25 miles a day and is lean and in great shape.  For the past 22 years, Steve has been the extraordinarily talented co-host of this program—first with Larry Burkett and then with me. He is not only extraordinarily gifted at his profession, he is an ardent follower of Jesus Christ . . . and did I mention Steve is a hoot to work with. He is so much fun!

Today was his first day back on the job, and we were a pair! Steve, recovering from his major surgery, and me from my week-long bout of laryngitis.

Steve often bikes with a group of riders, some of whom do not yet know Christ as their savior. He has shared with them how they can come to know Jesus as their personal savior, and several of them have responded, “That’s fine, but I’ll think about it later. I’ve got plenty of time to make that decision.”

Steve told me that once the pain in his heart went from mild discomfort to serious pain, he didn’t have the ability to do anything. He was so overwhelmed with pain and the Continue reading Steve Moore

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Thoughts from a Bike Ride

I just finished a twenty mile bike ride on my new Land Shark. It is blue and white, I bought it used, and so far…I’m loving it! Recently Marcia caught me just staring at it in the garage. Then she kindly reminded me “not to make it an idol.” Yes, dear.

Steve and his Land Shark

I ride because I enjoy it, it helps keep my weight and cholesterol numbers in check and now that Lance Armstrong has retired…maybe team Radio Shack will call?

However, these days when I ride I also think about the time it takes and that the benefits it provides are only temporary. Regardless of how well I take care of my body, ultimately this shell has a limited lifespan. And the activity of bike riding (at least for me) has very little eternal value.

This week on MoneyWise, Howard Dayton and I were discussing leaving a legacy. A legacy is much more than just leaving an inheritance. It’s the statement you make after your death about your existence on the planet; what you accomplished, who you were, what was important to you and how you impacted the people and society around you.

But while you are still alive, there are two things that shout to the world who you are now; how you spend your time and how you spend your money. If you look at a person’s checkbook you can easily find out what is most important to them. It is just as Jesus said in Matthew 6:21, “where your treasure is, there will your heart be also.”

So if keeping the electricity on at home is a priority you’ll see it right there in the ledger. If you value getting regular oil changes, there will be evidence of that. If you just had to have a new set of wheels to go with that new bicycle…that may be there as well.

So, I guess I’m starting to become more aware of my own mortality and the eternal things I am going to leave behind. And the best way to insure a legacy you’ll be proud of and God will be pleased with…is to manage well the only two things that we really have any control over, our time and our money.

Thankfully God has promised to help us manage both…just ask Him. “For if any man lacks wisdom let him ask of God, who gives to all men generously…” (James 1:5)

And call me if you’d like to go for a ride sometime.

Steve Moore


Steve Moore is the Executive Producer and Co-host of MoneyWise. For more information about Steve, please click HERE

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Watches and Warnings

One of the not-so-good things about living in this part of the south is the crazy weather…especially in the Spring. Several times this past month we have had tornado “warnings.” These are not to be confused with tornado “watches.” It’s taken me quite a few years to be able to keep from confusing the two, and it is important that you don’t. A warning means conditions are right for a tornado and a watch means there is one sighted in your area. If you were ever going to grab Toto and head for the storm cellar…now is that time. Except…in my area most homes don’t even have basements, let alone storm cellars. So, we head for the crawl space (where crawly things live) or we head for the only room without any external walls. Uh, that would be….the bathroom. If anything really bad were to ever happen, I know I’d be with Jesus in heaven. But at the same time, finding my body sprawled next to the toilet face down just isn’t the way I’d like to be found.

Like tornadoes, our financial condition also has warning signs. A warning might be bouncing checks on a regular basis and having to pay the overdraft fees that come with it. Another sign is regular heated discussions with your spouse over money and having to borrow money from relatives. A watch, meaning disaster may be imminent…is using credit cards to pay off other credit cards, having your car repossessed or having to turn up the volume on American Idol to drown out the sound of bill collectors calling.

Don’t ignore these signs in the same way people in my neck of the woods don’t ignore the weather siren! The same God who controls the weather also gave us all sorts of financial principles to live by. Such as:

  • Never co-sign for another’s loan
  • A wise man counts the cost before building a tower
  • Steady plodding brings prosperity
  • No one can serve two masters…you cannot serve both God and money
  • Instruct those in this present world not to be conceited or to fix their hope on the uncertainty of earthly riches.

And these are just a few. All Christians will face some storms in this life. Some of these are due to no fault of our own, such as illness or loss of a job. But many financial problems come about because we don’t plan, we don’t make wise choices, we aren’t content with what we have, or we just don’t know what God says about money.

The Bible doesn’t address every practical issue in life but in the case of money…God’s Word is replete with wisdom that will help you live a life of financial freedom and not financial bondage. We hear stories about this all the time on our radio program MoneyWise, and it really does make our day!

So keep your eyes and ears open for financial warning signs and….those pesky flying monkeys.

God Bless,

**Correction – A watch is when conditions are present to cause and event (hailstorm, tornado, flood, etc.). A warning is when the event is happening (it’s hailing, tornado is sighted and doing it’s business, the river is spilling over the banks)

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Inside the Mind of Howard

Dick Wynn

On Saturday in Orlando, the memorial service for Dick Wynn was conducted. Dick was an amazing friend to literally thousands of people as well as a gift from God to our ministry. Because of his leadership, millions of people globally have learned what God says about money. He was diabetic and had both of his legs amputated, but that didn’t slow him down. But Dick didn’t just teach people, he recruited and mentored the leadership in South America, Europe, Africa, Asia, China and India. His influence will continue for generations.

Dave Rae, Steve and Marcia Moore, Steve and Laura Petherbridge and Jan and Alet Strydom (from South Africa) all joined us at the service so it was a wonderful time of getting reconnected with long time friends from Crown. Please continue to pray for Dick’s widow, Janet, who is also an amazing person.

Compass Radio

Had an ISDN line installed in my closet at home! I know, you’re probably asking yourself: What is that? Well, it’s a special type of phone line that will allow me to actually participate in the MoneyWise radio program from our home in Orlando while Steve Moore does it from the studio in Georgia.  It’s will sound as if we are in the same room. This will be a lot more convenient than taking a trip every week up to Georgia to record. We selected the closet because it’s the quietest room in the house…lol.

I didn’t know that!

Here’s something you probably didn’t know about me: When I was about 40, I learned that after 40 we lose about 1.5 % of our aerobic capacity and muscle mass a year, but if you exercise regularly, you can reduce the loss to half that amount. Soooooo…I try to walk for an hour at least 300 days a year and workout with light weights 3 times a week.

Pray you enjoy a terrific week . . .  Howard

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MoneyWise Press Release

Hopefully, you have already been listening to our brand new, call-in radio show, MoneyWise.  Please see the official press release and station list below, also check out our Facebook page for daily updates and important information.

From (direct link click HERE)

Howard Dayton and Steve Moore return with “MoneyWise”

LONGWOOD, FL – March 18, 2011 Howard Dayton, founder and CEO of Compass—Finances God’s Way ( has joined with radio veteran Steve Moore to launch a daily, 25-minute, nationally syndicated radio program.

MoneyWise is currently aired on nearly 300 outlets in North America, Canada, Guam and Greneda.

Fresh, relevant, and fun, MoneyWise features listener interaction, expert guests, and an unbridled passion for helping people manage their finances in a way which pleases God.

The program reunites Dayton and Moore, who were previously paired together on the broadcast, Money Matters and How to Manage Your Money.

“I am just so grateful to be back on the air with Steve Moore,” Dayton said. “My life’s passion is to teach others, from God’s Word, how to manage their money.  We have seen that a radio outreach, combined with our small group studies, is a great way to do that.”

Howard Dayton is the author of a dozen books including Your Money Map and Money and Marriage, God’s Way.  He was the co-founder of Crown Financial Ministries and founded Compass-Finances God’s Way in March 2010.  To learn more, visit, contact Kyle Hasbrouck at or call 407-331-6000.

For more information about MoneyWise, contact The Hibbard Group at or 609-678-0334.

To find a local station that is currently airing our program, please click here: MoneyWise Station List