There is precious treasure and oil in the dwelling of the wise, but a foolish man swallows it up (Proverbs 21:20).
The wise man saves for the future, but the foolish man spends whatever he gets (Proverbs 21:20, TLB)
Four things are small on the earth, but they are exceedingly wise: the ants are not a strong folk, but they prepare their food in the summer . . . (Proverbs 30:24-25).
A. EXAMPLE OF SAVING FOR A FUTURE NEED
Let Pharaoh take action to appoint overseers in charge of the land, and let him exact a fifth of the produce of the land of Egypt in the seven years of abundance. Then let them gather all the food of these good years that are coming, and store up the grain for food . . . let the food become as a reserve for the land for the seven years of famine which will occur in the land of Egypt, so that the land may not perish during the famine (Genesis 41:34-36).